What is Qard Hasan?
Qard Hasan (بَلْ قَرْضًا حَسَنًا) means "beautiful loan" or "benevolent loan" in Islamic finance. It is an interest-free loan given to those in need, with the expectation of repayment without any additional benefit to the lender.
At Muslim Welfare Tanzania, we provide Qard Hasan to entrepreneurs to start or grow their businesses, enabling them to achieve financial independence while adhering to Islamic principles.
0% Interest
100% Sharia Compliant
Flexible Repayment
No collateral required
Loan Amount
Repayment Period
Apply Now
Qard Hasan (Interest-Free Loan)
Interest-free loans for small business owners and entrepreneurs to start or expand their businesses.
Business Startup Loan
Loans specifically designed for entrepreneurs starting new businesses, covering initial costs and equipment.
Business Expansion Loan
Loans for existing businesses looking to expand operations, purchase equipment, or increase inventory.
Women's Enterprise Loan
Specialized loans for women entrepreneurs with flexible terms and additional business support services.
Youth Entrepreneur Loan
Loans for young entrepreneurs aged 18-35 to start or grow their businesses with mentorship support.
Agricultural Loan
Loans for farmers and agricultural businesses for seeds, equipment, livestock, and farm improvements.
Business Training Programs
Required training before loan approval
Basic Business Management
Financial Literacy
Marketing & Sales
Record Keeping
Business Planning
Customer Service
How to Apply
Simple 6-step process to get your business loan
Training
Complete required business training program
Business Plan
Develop and submit business plan
Application
Submit loan application with documents
Interview
Loan committee interview
Disbursement
Loan approved and funds disbursed
Mentorship
Ongoing business mentorship and support
Loan Repayment Success Rates
Our borrowers are committed to repaying their loans
Qard Hasan
92%
Women's Loans
95%
Business Expansion
88%
Agricultural Loans
85%
Success Stories
Entrepreneurs who transformed their lives
Amina Salim
With the interest-free loan, I bought a sewing machine and started my tailoring business. Today, I employ two other women and have expanded to a second machine. (Now employs 2 women, monthly income TZS 800,000+)
Juma Hassan
I started with 50 chickens. The expansion loan helped me grow to 500 chickens. I now supply eggs to local shops and hotels. (Supplies 20+ shops, employs 3 workers)
Zainab Omar
The loan helped me buy catering equipment. I now cater for weddings and events. I've also trained 10 other women in catering. (Caters 50+ events annually, trained 10 women)
"Whoever relieves a believer's distress of the distressful aspects of this world, Allah will rescue him from a difficulty of the difficulties of the Hereafter." — Prophet Muhammad (PBUH)
Support Microfinance
Your donation helps provide interest-free loans to entrepreneurs who need a helping hand to start or grow their businesses.